Loan Programs
Diverse loan programs offering competitive rates, flexible terms, and quick approvals for a variety of residential and commercial financing needs.
Rehab/After Repair Value Loans
We offer Rehab/After Repair Value loans, providing financing solutions for real estate investors and developers involved in property rehabilitation and renovation. We understand that the success of a rehab project depends on strategic financing, and our ARV loans are designed to support your investment goals.
At BIM Mortgage LLC, we focus on personalized service and clear communication. Our team of experienced mortgage professionals works closely with you to understand your project’s scope, budget, and timelines. We aim to make the loan process straightforward, providing the guidance and support you need from application to closing.
DSCR (Debt Service Coverage Ratio) Loans
We offer Debt Service Coverage Ratio (DSCR) loans, designed for real estate investors and businesses seeking financing based on cash flow rather than traditional income verification. DSCR loans are ideal for investment properties where rental income is the primary source of revenue, allowing borrowers to qualify based on the property’s ability to generate income and cover debt service.
With DSCR loans, we focus on the ratio between the property’s net operating income and its debt obligations. This approach provides flexibility for investors who may not meet traditional income verification criteria but have strong cash flow from rental properties.
No Income Verification Loans
We offer No Income Verification Loans, providing flexible financing solutions for individuals and business owners who may not have traditional proof of income. This type of loan is ideal for self-employed individuals, entrepreneurs, investors, or those with unconventional income sources, allowing them to secure financing without the need to provide standard income documentation like tax returns or pay stubs.
At BIM Mortgage LLC, we emphasize personalized service and clear communication. Our team of experienced mortgage professionals works closely with you to understand your financial situation, business objectives, and long-term plans.
Conventional Loans
We offer Conventional Loans, providing traditional financing solutions for individuals and businesses seeking to purchase or refinance residential or commercial properties. Conventional loans are typically not insured or guaranteed by government agencies, making them ideal for borrowers with stable income, good credit, and a strong financial profile.
Our Conventional Loan products come with competitive interest rates, flexible terms, and a straightforward approval process. They are suitable for a range of property types, including single-family homes, multi-family dwellings, commercial properties, and more.
Fix and Flip
We offer Fix and Flip loans, providing specialized financing solutions for real estate investors seeking to purchase, renovate, and sell properties for profit. We understand the fast-paced nature of fix-and-flip projects and are committed to providing flexible financing to help you succeed in the real estate investment market.
Our Fix and Flip loan products are designed to cover the cost of purchasing the property and funding the necessary renovations and repairs. We offer competitive interest rates, flexible terms, and a streamlined approval process to help you move quickly on promising investment opportunities.
New Construction/Ground Up Loans
We specializes in New Construction/Ground Up loans, offering comprehensive financing solutions for builders, developers, and real estate investors embarking on new construction projects. We understand the complexities and timelines associated with ground-up construction.
Our New Construction/Ground Up loan products are designed to cover the cost of land acquisition, construction, and other related expenses, allowing you to focus on bringing your project to life. We offer competitive interest rates, flexible terms, and a streamlined approval process to ensure a smooth and efficient financing experience.
First Time Investors Loans
We offer loans designed for first-time investors, providing accessible financing solutions for individuals looking to enter the real estate investment market. We understand that taking the first step into property investment can be daunting, and our tailored loan products are designed to support you as you navigate this exciting opportunity.
Our first-time investor loan products offer competitive interest rates, flexible terms, and a streamlined approval process, ensuring a smooth and efficient financing experience. Whether you’re purchasing a rental property, a fix-and-flip project, or a commercial investment.
Vacant Properties Loans
We offer loans for vacant properties, providing specialized financing solutions for real estate investors and developers seeking to acquire, refinance, or rehabilitate unoccupied properties. We understand that vacant properties present unique challenges and opportunities, and our tailored loan products are designed to support your investment goals.
Our vacant property loan products are designed to meet a variety of needs, from residential fix-and-flip projects to commercial redevelopment. We offer competitive interest rates, flexible terms, and a streamlined approval process to ensure a smooth and efficient financing experience.
Land Financing Loans
We specializes in providing land financing loans, offering flexible solutions for individuals and businesses seeking to purchase, develop, or refinance land. Whether you’re planning to build a dream home, a commercial project, or simply invest in raw land, we understand the unique challenges and opportunities associated with land ownership.
Our land financing loan products are designed to cover a variety of needs, from residential and commercial development to recreational land and agricultural property. We offer competitive interest rates, flexible terms, and a streamlined approval process to ensure a smooth and efficient financing experience.
SBA Loan Programs
We offer SBA Loan Programs, providing comprehensive financing solutions for small businesses seeking support through Small Business Administration (SBA) programs. These loans are designed to help entrepreneurs and small business owners secure funding with favorable terms, backed by the SBA, to start, grow, or sustain their businesses.
Our SBA Loan Programs cover a wide range of business needs, from acquiring real estate and purchasing equipment to refinancing debt and expanding operations. We offer competitive interest rates, flexible terms, and a streamlined approval process, allowing small business owners to focus on their core business while we handle the financing details.
Church Financing
We offer Church Financing Loans, providing tailored solutions for religious organizations and places of worship seeking funding for a variety of needs. We understand the unique requirements and challenges of financing religious properties, and our loan programs are designed to support your church’s mission and goals.
Our Church Financing Loans are designed to cover a range of church-related projects, from purchasing new property and building new facilities to renovating existing structures and refinancing existing church loans. We offer competitive interest rates, flexible terms, and a streamlined approval process to ensure a smooth and efficient financing experience.
Service Excellence, Every Step of the Way.
Your Dream Awaits the Discussion
Our team is comprised of dedicated professionals who are committed to helping you achieve your goals. With years of experience in the mortgage industry.
Get in Touch
Building Bright Futures, One Mortgage at a Time
At BIM Mortgage LLC, we’re dedicated to helping you navigate the path with ease and confidence. Whether you’re a first-time buyer, looking to refinance, or seeking expert mortgage advice, our team is here to assist you every step of the way. Feel free to reach out to us today to discuss your financing needs and take the first step towards securing your dream. Contact us via phone, email, or visit our office to schedule a consultation with one of our experienced mortgage professionals.